Name:
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First Name
Last Name
Email:
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Phone:
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(###)
###
####
Spouse's Name:
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First Name
Last Name
If you have children, list their ages.
Generally speaking, our marriage is characterized by unity and teamwork.
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In the area of finances, our marriage is characterized by unity and teamwork.
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Are there areas in which you all are not operating as one financially? If so, please explain.
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What would need to change for you all to experience greater financial oneness?
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Do you trust your spouse fully in the area of finances?
Yes
No
Who makes the decisions related to money?
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I make the decisions.
My spouse makes the decisions.
We make decisions together.
Have you all discussed and established a shared vision for your finances?
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Yes
No
Somewhat
Have you all discussed your net worth goals?
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Yes
No
Somewhat
Have you all discussed your dreams for your retirement lifestyle?
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Yes
No
Somewhat
How often do you all discuss finances?
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Do you enjoy discussing finances with your spouse? Why or why not?
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When it comes to money, in what areas (in any) do you all disagree?
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Are your financial accounts joint or separate?
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Joint
Separate
A combination of the two
Do you have access to all financial accounts?
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Yes
No
Have you seen your spouse’s credit report and credit score?
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Yes
No
Are there any important financial matters that you have chosen not to share with your spouse?
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Yes
No
Do you use a monthly budget?
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Yes
No
Sometimes
Describe your budgeting process.
Do you all use any budgeting apps, software or spreadsheets? If so, please explain.
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Who creates the budget?
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I create the budget.
My spouse creates the budget.
We work together to create the budget.
We do not have a budget.
Who manages the budget?
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I manage the budget.
My spouse manages the budget.
We work together to manage the budget.
We do not have a budget.
Who pays the bills?
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I pay the bills.
My spouse pays the bills.
We work together to pay the bills.
Are you a natural saver or a natural spender?
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A natural saver
A natural spender
Is your spouse a natural saver or a natural spender?
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A natural saver
A natural spender
Is there a limit on the amount of money you can spend without the knowledge of your spouse? If so, what is the limit?
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Does your budget include fun money for each of you to spend as desired?
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Yes
No
What do you all typically do with money that you receive from raises?
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How do you all typically spend windfalls (ex: tax returns, bonuses)?
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How do you feel about tithing or giving to charitable organizations?
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Are you comfortable with your current emergency fund balance?
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Yes
No
Somewhat
Are you comfortable with your current emergency fund contribution?
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Yes
No
Somewhat
Are you comfortable with your current retirement account balance?
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Yes
No
Somewhat
Are you comfortable with your current retirement account contribution?
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Yes
No
Somewhat
Are you comfortable with your current college fund balance for your children?
Yes
No
Somewhat
Our children don't plan to attend college.
We don't plan to contribute to our children's college fund.
We don't have any children.
Are you comfortable with your current college fund contribution for your child(ren)?
Yes
No
Somewhat
Our children don't plan to attend college.
We don't plan to contribute to our children's college fund.
We don't have any children.
Which is a higher priority - retirement investing or college investing?
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Retirement investing
College investing
They have equal priority.
Neither is a priority .
We have no children.
Are you comfortable with the amount of debt that you all currently have?
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Yes
No
Somewhat
We have no debt.
Do you desire to eventually become debt-free?
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Yes
No
Do you think it’s possible to become debt-free?
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Yes
No
When do you plan to become debt-free?
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Are you actively teaching your children about wise money management (ex: earning, spending, saving, giving)?
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Yes
No
Somewhat
We have no children.
Have you shared with your children what you expect them to contribute toward college?
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Yes
No
Somewhat
We don't expect our children to contribute to college.
We have no children.
Have you all loaned money to a friend or family member without being in agreement?
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Yes
No
We have not loaned money to others.
Have you all co-signed a loan for a friend or family member without being in agreement?
Yes
No
We have not co-signed any loans for others.
How has your financial upbringing affected your current view of money?
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What were you taught about money while growing up?
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How did your parent(s) handle money?
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What was the first mistake you made with money as an adult? What did you learn from the experience?
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What was the biggest mistake you made with money as adult? What did you learn from the experience?
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How has your financial behavior changed since you have been married?
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